One of the prio­ri­ties of the cur­rent Euro­pean Com­mis­si­on (here­af­ter ‘the Com­mis­si­on’) is the digi­ti­sa­ti­on of Euro­pe. Embedded in this, the Com­mis­si­on published a stra­tegy for digi­tal finan­ce in the EU (COM(2020) 591 final) and a stra­tegy for retail pay­ments (COM(2020) 592 final) on 24 Sep­tem­ber 2020. Part of the imple­men­ta­ti­on of this stra­tegy are the legis­la­ti­ve pro­po­sals for ‘Digi­tal Ope­ra­tio­nal Resi­li­ence’ (DORA) (COM(2020) 595 final), ‘Mar­kets in cryp­to-assets’ (MICA) (COM(2020) ⁵⁹³⁄₃) and a pilot régime for DLT-based mar­ket infra­struc­tures (COM(2020) ⁵⁹⁴⁄₃). …

Quel­le /​ Link: BSG Own Initia­ti­ve Paper on Digi­ta­li­sa­ti­on: Chal­lenges for consumers