Von Ralf Keuper
Hin und wieder überkommt einen das Gefühl, als würde sich die Geschichte doch wiederholen; wie in dem vorliegenden Fall.
Im Februar 1930 erschien in The Atlantic der Beitrag The Revolution in Banking Theory. Darin wurden drei Trends benannt, die das Banking zu dem Zeitpunkt zu verändern begannen.
1. The failure during the past eight years of 4925 banks out of a total of 30,812 in operation on June 30, 1921, has called into question the soundness of the system. …
2. In spite of the prohibition of branch banking by national statute and by laws in most states, over six thousand banks in the United States are in no sense independent unit banks, but are grouped in chains by holding companies, corporations, partnerships, or individuals. …
3. Finally, there is the movement toward bank mergers, presaging a new financial era. In the last eight years, the number of banks has been reduced by almost five thousand. …
Der Beitrag zog das Zwischenfazit:
Summarizing the…