This rese­arch inves­ti­ga­tes how Fin­Tech start-ups, which refer to orga­ni­sa­ti­ons that offer novel “finan­cial ser­vices or pro­ducts that are deli­ver­ed via tech­no­lo­gies”, deve­lop capa­bi­li­ties for inno­va­ti­on, sur­vi­val and sca­ling. The stu­dy draws from the dyna­mic capa­bi­li­ties theo­ry to inves­ti­ga­te how Fin­tech start-ups not only spur inno­va­tions in pro­ducts, busi­ness models and pro­ces­ses but also ensu­re their sus­ten­an­ce both in the Fin­tech and finan­cial indus­try. Empi­ri­cal­ly, the stu­dy uses qua­li­ta­ti­ve case stu­dies with 13 Fin­tech firms in Aus­tra­lia. The fin­dings iden­ti­fied six clus­ters of Fin­Tech firms’ capa­bi­li­ties that are asso­cia­ted with four broad micro-foun­da­ti­ons. Based on the­se fin­dings, the stu­dy con­tri­bu­tes a model that illus­tra­tes the Fin­Tech capa­bi­li­ty deve­lo­p­ment process.

Quel­le /​ Link: How do FinTechs Deve­lop Capa­bi­li­ties? Towards a Model of Fin­Tech Capa­bi­li­ty Development